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| | TIER | | | |
| | 1 | 2 | 3 | 4 |
| Collateral Loans | Terms | A plus | A | B | C |
| Transunion Credit Score | | 750 plus | 700-749 | 650-699 | 620-649 |
| New Vehicles and Vans (Never been titled) | 72-months/100% retail value | 5.50% | 6.50% | 6.50% | 7.50% |
| New Vehicles and Vans (Never been titled) | 60-months/100% retail value | 5.00% | 5.50% | 6.00% | 7.00% |
| Used Vehicles and Vans (Current and 3 yrs. old) | 60-months/Black Book | 5.00% | 5.50% | 6.00% | 6.50% |
| Used Vehicles and Vans (4-7 years old) | 36-months/Black Book | 7.00% | 7.50% | 8.00% | 9.00% |
| Used Vehicles and Vans (8 years and older) | 36-months/Black Book | 11.00% | 1.50% | 12.00% | 13.00% |
| Recreational Vehicles and 5th Wheels (New) | 72-months/100% retail value | 8.00% | 8.50% | 9.00% | 10.00% |
| Recreational Vehicles and 5th Wheels (Used) | 60-months/80% retail value | 8.50% | 9.00% | 9.50% | 10.50% |
| Mobile Homes - New | 84-months/90% retail value | 9.50% | 10.00% | 10.50% | 11.50% |
| Mobile Homes - Used | 72-months/80% retail value | 10.00% | 10.50% | 11.00% | 12.00% |
| Boats/Motors/Trailers/New | 60-months/75% retail value | 6.00% | 6.50% | 7.00% | 8.00% |
| Boats/Motors/Trailers/Used | 48-months/75% retail value | 6.50% | 7.00% | 7.50% | 8.50% |
| Motorcycle - New | 60-months/75% retail value | 7.00% | 7.50% | 8.00% | 9.00% |
| Motorcycle - Used | 48-months/75% retail value | 7.50% | 8.00% | 8.50% | 9.50% |
| Tractor/Farm Equipment - New | 72-months/100% retail value | 6.00% | 6.50% | 7.00% | 8.00% |
| Tractor/Farm Equipment - Used | 60-months/75% retail value | 6.50% | 7.00% | 7.50% | 8.50% |
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* Black Book Retail Average or equivalent for collateral items and Buyers Order for New Items
** Credit Score Dependent
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